Embrace the Seasonal Shift with Proactive Home Care

As winter approaches, it’s natural to feel concerned about keeping your home safe and warm. A few proactive steps now can help prevent stress and costly insurance claims later on. Here’s a guide to preparing your home for the colder months.

Schedule a Heating System Checkup

Avoid unexpected breakdowns during a cold snap by scheduling an annual inspection of your heating system. Regular checkups ensure your system runs efficiently and safely throughout the winter.

Clear and Check Solar Panels

Ensure your solar panels are ready for winter by activating their winter modes and clearing snow post-storms. This helps maintain efficiency and reliable energy input.

Update Smart Thermostat Settings

Smart thermostats can help manage energy use by adjusting automatically. Set your thermostat between 68°F and 70°F while you're at home to optimize energy use and comfort.

Boost Indoor Air Quality

Enhance your indoor air quality by using HEPA filters to capture viruses and particles, or opt for MERV 13+ filters to tackle dust and allergens. These can be integrated into HVAC systems or used in portable units.

Seal Gaps Around Windows and Doors

Sealing gaps around windows and doors is a classic tip for retaining heat. It’s an effective way to reduce energy bills and keep your home cozy.

Insulate Exposed Pipes

Prevent pipes from freezing and bursting, especially those in basements or exterior walls, by adding insulation. This simple step protects your plumbing and avoids costly repairs.

Clean Out Gutters

Prevent ice dams and water backup by cleaning out your gutters before the heavy snow hits. Clear gutters ensure proper drainage and reduce the risk of water damage.

Document Your Home Digitally

Create a video walkthrough of your home and valuables with your smartphone. This documentation can streamline potential insurance claims and provide peace of mind.

Take Action Today

Even implementing just a few of these steps can have a big impact on protecting your home this winter. Stay proactive, and remember, it’s never too late to get started. For any concerns about your homeowners insurance coverage during winter weather events, consider reviewing your policy with us.